One of the first pieces of advice you will be given when you seek financial advice from anyone will be ‘make a budget’. Unfortunately in this country it is not standard practise for young people to leave school with an idea of how to run their own finances. Successful financial management is a skill that should be learned, and unfortunately for many people, when they get their first taste of financial freedom, they are also thrown in at the deep end, left to work out how to handle their finances by trial and error.
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